Guaranteed issued level term life insurance for 10 or 20 years.
20 year term available for members age 18 to 60. 10 year term offered to those 19 to 70.
Work Life Benefits
Death Benefit amount up to $50,000
Terminal Illness Benefits
Optional Benefits include: AD&D, Automatic Benefit Increase Option, Loss of Work Benefit, Waiver of Premium Benefit and Family Coverage.
Simplified Issue disability benefits of up to 67% of gross income / $5,000 max.
Covers off-the-job injury or sickness
14-day elimination period
Benefit period of one year
Pre-existing conditions covered after 12 months
Pregnancy covered as any other sickness
Partial Disability Benefits
Four levels of Guaranteed Issue coverage available.
Accidental Medical Expense
Hospital Confinement Benefit
Accidental Death and Dismemberment Benefit
Plus, Optional Benefits, like Accident Total Disability Benefit, Hospital Intensive Care Benefit, Bone Fracture and Dislocation Benefit and 24 hours Coverage Benefit.