Health Insurance

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Individual Medical

Individual and family medical health insurance plans provide long-term protection and comprehensive medical coverage for you and your family.

Individual major medical health insurance covers the expenses associated with serious illness or hospitalization. Most companies will require you to complete an application and provide personal information, including your medical history.

You can be denied coverage for a pre-existing health condition or you may be charged a higher premium.

Thousands of plans to choose from!

Coverage available to fit your needs!

Short Term Medical

Short term medical insurance offers a solution to individuals in need of temporary medical coverage.

A short term medical plan protects against unforeseen accidents and sicknesses, appropriate for individuals between jobs, students, new employees waiting for coverage to begin, or any eligible person who is temporarily without health insurance coverage.

Plans are available for periods of up to 6 or 12 months (varies by state).

The application is short and simple!

You only need to answer a few health related questions for approval!

You can be denied Short Term medical coverage based on your health history.

Immediate protection: your coverage can start in 24 hours!

Limited Medical

A limited medical plan or "mini-med" plan is a lower cost alternative to major medical insurance.

Limited medical plans pay a limited benefit for a covered service but do not provide catastrophic coverage. The plan is guaranteed issue and includes $1 Million in lifetime maximum coverage per covered person.

Select this plan if you have been declined coverage by an individual major medical plan due to your health or occupation, cannot afford the cost of major medical or short term medical, or are looking for coverage without deductibles.

U.S. citizenship is NOT required (Must be a U.S. resident for last 12 consecutive months)

Limited medical plans are not a replacement for major medical or short term medical plans.