Life & Disability

Life and Disability Insurance

Guaranteed Issue Benefits

As healthcare costs continue to rise, the value of supplemental
insurance coverage becomes more important.

Underwritten by Humana - rated A- by A.M. Best and
ranked #85 by Fortune 500, you have access to:

Level Term Life Insurance

Disability Income Advantage

Accident Insurance

Explore your options

Review the information below and then select the coverage
you prefer from the left hand menu.

For a FREE quote, call: 1-877-792-3124

M-F 8:30AM-4:30PM, Sat 10AM-3PM

Mention Priority Code "GPAR"


Learn More

Level Term Life Insurance

Guaranteed issued level term life insurance for 10 or 20 years.

20 year term available for members age 18 to 60. 10 year term offered to those 19 to 70.


Work Life Benefits


Death Benefit amount up to $50,000


Terminal Illness Benefits


Optional Benefits include: AD&D, Automatic Benefit Increase Option, Loss of Work Benefit, Waiver of Premium Benefit and Family Coverage.

Disability Income Advantage

Simplified Issue disability benefits of up to 67% of gross income / $5,000 max.


Covers off-the-job injury or sickness


14-day elimination period


Benefit period of one year


Pre-existing conditions covered after 12 months


Pregnancy covered as any other sickness


Partial Disability Benefits

Accident Insurance

Four levels of Guaranteed Issue coverage available.


Accidental Medical Expense


Ambulance Benefit


Hospital Confinement Benefit


Accidental Death and Dismemberment Benefit


Plus, Optional Benefits, like Accident Total Disability Benefit, Hospital Intensive Care Benefit, Bone Fracture and Dislocation Benefit and 24 hours Coverage Benefit.